Privacy Statement

 

We here at Save For America School Savings School Savings? take online privacy very seriously. We work hard to provide a secure online environment for our participants to learn about the importance of saving. Save For America School Savings School Savings has taken steps, and will continue to take steps, to safeguard all personal information provided by our participants. Our Privacy Center describes these efforts. We also designed this Privacy Center to provide our participants, with a convenient and secure means to control their personal information.

Save For America School Savings School Savings invites all of its participants, their parents or legal guardians, to review the policies contained in this Privacy Center. We have made it easier to review our Privacy Policy by using the following links:


General Policies

To insure the privacy of its participants, Save For America School Savings School Savings has instituted the following policies for the saveforamerica.org and schoolsavings.com websites and subsites that it owns and operates:

Types Of Personal Information Collected

Save For America School Savings collects certain personal information during (1) participant registrations, (2) banking, (3) contests or sweepstakes registration, (4) subscription purchases, and (5) making submissions or suggestions. 

If applicable, Save For America School Savings obtains the participant's name, email address, date of birth, household address, telephone number, financial institution, savings account number, grade, teacher, graduation date and deposit amount.

How Save For America School Savings Uses Your Personal Information 

Save For America School Savings requests and uses only that personal information necessary to process program inquiries, enrollment and transactions; facilitate user participation in contests, sweepstakes or subscription services; and enable participants to make submissions or suggestions. 

Save For America School Savings may, from time to time, send participants email updates about its programming, events, activities and program updates. However, unless it receives prior written consent that documents the approval of the participant, or for participants under the age of thirteen (13), the approval of a parent or legal guardian, Save For America School Savings will not use the personal information of any participant to market or promote its services to the general public. 

With respect to cookies (defined and discussed below in the Section entitled "Using Anonymous Information (Cookies)"), Save For America School Savings may use cookies to identify specific users where a user registers for a contest, in particular, where a cookie allows the participant to enter an on-going contest every day without registering each time. Otherwise, Save For America School Savings does not use cookies to identify specific participants. 

Contests: Although participants under the age of thirteen (13) are allowed to participate in contests, if such participant wins, notification and prizes are sent to a Coordinator, Volunteer, parent or legal guardian identified in the initial registration process. 

If a Participant Sends Email: Participants are free to send email to provide editorial comments and useful feedback. Although Save For America School Savings utilizes a user's return email address to reply to emails, Save For America School Savings does not store or use this email address for any other purpose. 

Interactive Activities: Save For America School Savings participants may have the opportunity to participate in several interactive online activities, including community postings, voting, chat, games and electronic bulletin boards. 

Participants should keep in mind that whenever personal information is given out online, for example, via message boards or chat, that information could be collected and used by people you don't know. While Save For America School Savings protects its participants' personal information and privacy, it cannot guarantee the security of any information disclosed by the participant online and the participant does so at his or her own risk. However, if Save For America School Savings collects personal information from its participants, it does so using Secure Socket Layer ("SSL") encryption to minimize the risk of an unauthorized dissemination of personal information. 

When Save For America School Savings Must Legally Disclose Personal Information: Save For America School Savings may be compelled to disclose a participant's personal information to others without first receiving the participant's consent, or his or her parent's consent, in the following circumstances: (1) Save For America School Savings is legally ordered to do so or is compelled to do so by subpoena; (2) The participant violates or breaches any agreement with Save For America School Savings; (3) Save For America School Savings believes a participant's actions will harm the property or rights of Save For America School Savings, or the property or rights of other participants; and (4) Under exigent circumstances to protect the physical safety of Save For America School Savings employees and participants, as well as the general public. 

Except for any other purpose that may be stated expressly in this Privacy Center, Save For America School Savings will not use the personal information of its participants for any purpose whatsoever.

Who Has Access To Personal Information

In general, unless otherwise disclosed during collection, Save For America School Savings does not provide any personal information, regardless of its source, to any third party for any purpose whatsoever. However, the following may have access to the personal information of Save For America School Savings participants:

Save For America School Savings employees, Participating Financial Institutions, IFSG, Inc. and School Volunteers have all agreed to maintain the confidentiality, security and integrity of all personal information obtained from Save For America School Savings participants. 

Save For America School Savings recognizes that under COPPA a parent of a participant who is under the age of thirteen (13) has the option to consent to the collection and use of their child's personal information without consenting to the disclosure of that information to third parties. However, if such consent is withheld, Save For America School Savings may not be able to provide certain services because it would be unable to complete the transaction or service.

Reviewing And Editing Personal Information

Save For America School Savings believes its participants should have control of their personal information. As such, Save For America School Savings participants, including parents or legal guardians, can review, correct, change or remove their personal information and elect not to receive future communications from Save For America School Savings. 

To protect the privacy and security of its participants, Save For America School Savings takes steps to verify the identity of a participant or a participant's parent or legal guardian before granting user account access to them. Only the user, or a parent or legal guardian of a participant can access and modify any personal information of a participant. 

Participants may initially provide their personal information by registering with a school volunteer, so long as the participant provides the school volunteer a completed parental consent form (found in Save For America School Savings initial parent consent brochures). Alternatively, an authorized user or a participant's parent or legal guardian may provide Save For America School Savings with a participant's personal information directly by online registration. 

Note that before a participant account can be activated, a parent or legal guardian must tender to Save For America School Savings a participation fee or, the account holder's depository institution or school must provide funding for participants. 

Once a participant account is activated, a parent or legal guardian may obtain a password to access the user account and may thereafter modify a user's personal information on file with Save For America School Savings. If a parent or legal guardian registered a user online, a unique password would have been generated and conveyed on-screen to the parent or legal guardian. Save For America School Savings encourages parents and legal guardians to keep user account password in a safe place. If a parent or legal guardian loses the user account password, the parent or legal guardian must retrieve their password via e-mail by providing certain original registration information. Save For America School Savings reserves the right to require a parent or legal guardian to provide certain identifying information before re-setting a user account password, and may ask for the answer to a challenge question, all to insure the identity of a user, or a user's parent or legal guardian. 

Opting Out 

Save For America School Savings gives Participants the opportunity to customize their experience. Save For America School Savings enables each participant to choose their desired set of services or features. 

If a participant wishes to opt out of a particular service, the participant, or a participant's parent or legal guardian, should notify Save For America School Savings of his or her opt out. If a participant chooses to opt out of the entire Save For America School Savings program, the participant, or the participant's parent or legal guardian, may contact their depository institution and request that their Save For America School Savings account be closed, or if the participant or participant's parent or legal guardian possesses direct online access to the user's account, they may close the account online. 

Using Anonymous Information (Cookies) 

What are Cookies? Cookies are pieces of information that a website transfers to an individual's hard drive for record-keeping purposes. Cookies make Internet usage easier for users by saving passwords, purchases and preferences while visiting a website. As most people are aware, cookies are used at most major websites. 

By showing how and when guests use a website, cookies help Save For America School Savings see which areas are popular and which are not. Many improvements and updates to the website are based on such data as total number of visitors and pages viewed. This information is most easily tracked with cookies. If the user accepts the first tracking cookie from saveforamerica.org, then the user will not be offered as many afterward. 

Policy on Cookies: Save For America School Savings may use cookies to keep count of a user's visits to the saveforamerica.org, schoolsavings.com, websites or other subsites owned or operated by Save For America School Savings, as well as accumulate anonymous, statistical information about website usage. Save For America School Savings never uses cookies to retrieve information from a user's computer that was not originally sent in a cookie. Except as described in the Section entitled "How Save For America School Savings Uses Personal Information," Save For America School Savings does not use information transferred through cookies to identify specific users. Further, Save For America School Savings does not use cookies for any promotional or marketing purposes, nor are cookies used to share personal information with any third party.

Protecting The Confidentiality, Security and Integrity Of Personal Information 

Under the supervision of our Privacy Officer, Save For America School Savings maintains the following electronic, physical and procedural safeguards to protect the personal information of its participants:

Acceptance of Terms 

By using any Save For America School Savings website, the user signifies his or her agreement to the policies contained in this Privacy Center. If the participant is under the age of thirteen (13), Save For America School Savings is required to obtain the verified consent of a participant's parent or legal guardian. 

If the participant (or their parent or legal guardian if applicable) does not agree with the privacy policies contained in this Privacy Center, the participant should refrain from using Save For America School Savings websites. 

The participant, as well as the participant's parent(s) or legal guardian(s), is initially provided information about the way personal information is collected, used or disclosed through Save For America School Savings' personal information disclosures contained in the initial parental consent brochures provided to participants, parents or legal guardians. If a parent or legal guardian registers a participant online, the opportunity to review such information online is provided during the registration process. 

If Save For America School Savings makes any material change in the way the personal information of a participant is collected, used or disclosed, we notify said participant (if the participant is under the age of thirteen (13), then the participant's parents or legal guardian as well) by email (if available), and then by regular mail notice to the applicable depositary institution(s) and/or participating school(s).

Questions Or Concerns 

If a participant, or parent or legal guardian of a participant, has any questions or concerns about anything contained in this Privacy Center, Save For America School Savings' online practices or any other questions or concerns about Save For America School Savings websites, please contact Save For America School Savings: 

Save For America School Savings
P.O. Box 162
Ronald, Washington 98040
1 (800) 787-7728
Email: support@schoolsavings.com